insurance talk

Wednesday, August 17, 2005

Met cousin and her hubby at my place on tuesday night and had to listen to 1.5 hrs of insurance talk.


I was most unwilling but since we are family, I think I should at least give cousin some face and give him a chance to do a presentation.


They recommended me a life and investment link policy, which is almost similar to my existing policy. So I told them I am not really interested in that policy since I already had a similar one and its kinda stupid to buy 2 similar policies when I am not exactly loaded with cash.


I told them I would be more interested in short term savings plan. Cause from the way I see it, I will need $$ in 3-5 yrs time and its stupid to have my cash liquidated. Then they introduce me a savings planof 25 years whereby I can get some cash back every year. But the amount of cash I can get back is so little and 25 years is not considered short term lor. So that policy does not really interest me also.


And then they try to introduce me to another policy using my CPF. actually i dun mind knowing more about the CPF thingy but by the time he moved to the CPF policy, i was already too tired to listen.


then they ask me to check my CPF account to see how little moolah i have accumulated over the years. i told them i will go check and they asked: so when can u let us know?? tomorrow? thursday??


i told them i only got time to check during the weekends.


They also requested to look at my policy. I was abit reluctant lah. But then no harm showing them. Wat can they do? Then they asked me if I mind them bringing the policy home to study. I LL say dun mind lor. Wat else can I say?


before they went, they say they will call me to arrange another appointment and return me my policy. i told them preferably next week (i got a busy schedule one u know).


Yesterday cousin called me and blah blah blah and then asked me if thom might be interested to listen to a presentation. HELL NO WAY MAN. Im not going to let them target thom.


They also momo if they can make a presentation to her. I dunno leh but I dun like the idea of targetting your family member. Its like making use of your kinship. I dun like. Unless they just present and then let u make the decision and if u say not interested, they stop and dun bother u again.


Anyway, theres a few part of the talk that I listen liao bey song.


I told cousin I dun have much spare cash to save every month and I would rather save the money in a bank where I can withdraw as and when rather than to liquidate it in a policy (although the interest is much higher). And cousin replied : insurance is a discipline. U buy insurance because u love your family. Then she cont to say if I **touch wood** die or watever, I also want to know that my family can still survie, blah blah, that momo old liao cannot work much longer also blah blah.

Bloody hell. Then if I dun buy insurance means I dun love my family ah. I have already covered myself. If I die, my family will get money.



Half way while explaining cousin said: u are like a sister to me leh, of course I want the best for you. That is why I am imparting my knowledge of financial planning to you.

Ok, I have to admit that cousin has really treated me very well all the while. Like she go shopping or go overseas, she never forget me and will bring a little something for me and sis. But hor wen she said that yesterday, somehow it felt like part of a practised speech.



then she keep asking me when we can meet again. i told her next week and she kept asking if they can meet me on fri or sat. wah lau eh, u think my weekends so free meh??


then she keep sms-ing me to ask me to ask thom to come, ask me to ask thom whether he interested anot. then i hint hint say i dun think so and she kept saying ask thom to join us.


i dunno lah. i think they are abit too pushy lor. a little too pushy for my liking.

Clatzz reflected on 6:36 PM